Here’s a list of major car insurance brands in the USA:
🇺🇸 National Car Insurance Companies
These are widely available across most or all U.S. states:
- State Farm
- The largest auto insurer in the U.S.
- Known for wide agent network and good customer service.
- GEICO
- Popular for competitive rates and online tools.
- Owned by Berkshire Hathaway.
- Progressive
- Known for discounts and the “Name Your Price” tool.
- Strong online quote and claims services.
- Allstate
- Offers a wide range of coverage and local agents.
- Known for accident forgiveness and rewards programs.
- USAA
- Only available to military members and their families.
- Highly rated for customer service and affordability.
- Liberty Mutual
- Offers customizable policies and multiple discounts.
- Well-known for accident forgiveness and new car replacement.
- Nationwide
- Strong financial backing and broad coverage options.
- Known for “On Your Side” review service.
- Farmers Insurance
- Offers standard and specialized coverage options.
- Available via a large agent network.
- American Family Insurance (AmFam)
- Strong in the Midwest and Western U.S.
- Offers teen driver discounts and loyalty perks.
- Travelers
- One of the oldest insurers in the U.S.
- Strong in liability and commercial auto insurance.
🏙️ Regional & Mid-Sized Car Insurance Companies
- Erie Insurance
- Known for excellent customer service.
- Strong presence in the Northeast and Midwest.
- The Hartford
- Specializes in coverage for older drivers (AARP partner).
- Excellent claims satisfaction.
- Auto-Owners Insurance
- Highly rated for claims handling.
- Available through independent agents in 26 states.
- Amica Mutual Insurance
- Oldest mutual insurer in the U.S.
- Known for top-tier customer satisfaction.
- CSAA Insurance Group (AAA Insurance)
- Part of the AAA network.
- Offers perks for AAA members and good roadside assistance.
- Mercury Insurance
- Popular in California and a few other states.
- Known for low rates and solid coverage.
- MAPFRE Insurance
- Strong in Massachusetts and the Northeast.
- Offers bundle discounts and international ties (Spain-based).
- Shelter Insurance
- Focused in Midwest and South.
- Known for competitive pricing and agent service.
- Kemper Insurance
- Offers high-risk and standard auto policies.
- Often used by drivers with past violations or lapses in coverage.
- Direct Auto Insurance
- Caters to high-risk drivers and budget-conscious buyers.
- Offices primarily in the South.
📱 Digital-First & Usage-Based Insurance Companies
- Root Insurance
- Rates based on driving habits (telematics).
- App-based with fast quoting process.
- Metromile
- Pay-per-mile insurance ideal for low-mileage drivers.
- Now part of Lemonade Inc.
- Clearcover
- Digital-first insurer with fast claims.
- Known for affordability and tech-savvy interface.
- Noblr (by USAA)
- Usage-based policies targeting modern, safe drivers.
- Fully app-based and integrated with USAA.
- Mile Auto
- Pay-as-you-drive model using photo verification of mileage.
- Good for infrequent drivers.
